Council tax
Ask the Valuation Office to review your council tax band
Email asking for your band to be reviewed, using comparable neighbouring properties as evidence.
Send to: Valuation Office Agency (England and Wales) or Scottish Assessors
Open templateCouncil tax
Claim a council tax discount or exemption
Email claiming single person, student, carer, severe mental impairment or disability band reduction discounts.
Send to: Your local council's council tax team
Open templateCouncil tax
Ask your council for a council tax payment plan or hardship relief
Email requesting spread payments, a short payment break, or discretionary relief when you cannot pay.
Send to: Your local council's recovery or revenues team
Open templateEnergy
Ask your energy supplier for an affordable payment plan
Email asking your supplier to set repayments you can actually afford, as its licence requires.
Send to: Your gas or electricity supplier
Open templateEnergy
Complain about an energy bill, back-bill or wrong reading
Email that opens a formal complaint and starts the clock for the Energy Ombudsman.
Send to: Your energy supplier's complaints team
Open templateEnergy
Join the Priority Services Register
Short email asking to be added to the free support register for extra help with energy and water.
Send to: Your energy supplier and your network operator
Open templateRenting
Ask your landlord to carry out repairs
Email that puts a repair request in writing and creates the paper trail councils and courts look for.
Send to: Your landlord or letting agent
Open templateRenting
Push back on a rent increase
Email that asks for the increase to be reduced or delayed, using local rent evidence.
Send to: Your landlord or letting agent
Open templateRenting
Chase an unreturned tenancy deposit
Email requesting your deposit back, or an itemised breakdown of any deductions.
Send to: Your former landlord or letting agent
Open templateBroadband and mobile
Challenge a mid-contract broadband or mobile price rise
Email asking for the rise to be removed, or for a penalty-free exit where the contract allows it.
Send to: Your broadband or mobile provider
Open templateBroadband and mobile
Ask your provider to match a cheaper deal
Email that puts a competitor price in front of the retentions team and asks them to match it.
Send to: Your provider's retentions or customer loyalty team
Open templateWater
Apply for a water social tariff or WaterSure
Email asking to be assessed for every discount scheme your water company runs.
Send to: Your water company
Open templateInsurance
Challenge an insurance renewal price
Email asking your insurer to review the renewal quote against what it charges new customers.
Send to: Your insurer or broker
Open templateMoney
Claim money back from your card provider
Email claiming a refund from your card provider when a retailer or trader has let you down.
Send to: Your bank or card provider
Open templateIncome
Ask your employer for a pay rise
Email requesting a salary review meeting, framed around your results and market pay.
Send to: Your line manager
Open templateCouncil services
Complain about a missed bin collection or council service
Email that logs a formal service complaint and asks for the collection to be rearranged.
Send to: Your local council
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Pro unlocks the complete wording, the evidence checklist and the sending tips for all 16 templates, plus every money move and guide checklist on the site.
See ProGeneral information, not legal or financial advice. Check current rules and your own contract with the official sources listed on each template.