Insurance · email template
Challenge an insurance renewal price
Use this when your renewal price has risen and cheaper quotes exist for identical cover.
Send to Your insurer or broker · checked 14/09/2026
Have these to hand before you write
- Policy number and renewal date
- Last year's premium and this year's
- One or two like-for-like quotes with the same excess and cover
Suggested subject line
Renewal premium for policy [POLICY NUMBER]
Opening lines
I have received the renewal for policy [POLICY NUMBER], due on [DATE]. The premium has risen to [AMOUNT] and I would like it reviewed before I decide whether to renew.
Pro template
Unlock the full wording
Pro gives you the complete email, the exact requests that get a response, the deadlines to set and the tips that decide whether it works.
Sign in for ProYour rights and the official sources
General information, not legal or financial advice. Check your own contract and current rules before sending.