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Council tax · 7 minute read

Is council tax a hoax? What other countries in Europe do: a real review

Council tax isn't a hoax. It pays for bins, social care, libraries and roads. But plenty of people think it's unfair, and looking at our neighbours helps show why.

Published 30/09/2026

How UK council tax works

In England and Scotland, bands are still based on what a home would have been worth in April 1991. Wales revalued its bands in 2003. Northern Ireland doesn't have council tax at all. It uses domestic rates based on a property's capital value. Your council sets the amount for each band every year.

Why people call it unfair

Because values haven't been updated in England for over three decades, two homes worth very different amounts today can be in the same band. Bills also don't rise in line with property value, so owners of expensive homes pay a smaller share of their home's value than people in cheaper ones.

Ireland

Ireland's Local Property Tax is charged on the owner, based on the home's self-assessed market value in bands, and valuations are updated periodically.

France

France scrapped the taxe d'habitation, its tax on occupiers, for main homes in 2023. Owners still pay the taxe foncière, a property tax.

Germany

Germany's Grundsteuer is a tax on property owners, which landlords can pass on to tenants through service charges. After a court ruling, Germany reformed it, with new valuations in use from 2025.

What you can do now

Check you're getting every discount you're entitled to, like single-person discount and Council Tax Reduction. Only challenge your band if similar nearby homes are in a lower one.

The verdict

It's not a hoax, but the UK system is unusually out of date compared with its neighbours. The quickest win for most households is checking discounts, not fighting the band.

How to challenge your council tax band

Sources

General information, not personal financial advice. Check current prices and rules with the original source.

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